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Personal Cover

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Reach out for expert insurance support and personalized solutions.

Personal accident insurance gives you and your family financial support if an accident leaves you injured, disabled or unable to work. It pays for medical treatment, provides compensation for temporary or permanent disability and replaces lost income during recovery, with a lump-sum benefit for your family in the event of accidental death. At Transnep Insurance Brokers, we compare leading insurers to find personal accident cover tailored to your occupation, lifestyle and budget, whether you need protection for yourself, your family or your employees.

Accidents happen when you least expect them. Transnep finds personal accident cover for medical bills, disability and lost income, so you and your family stay financially secure while you focus on recovery.

Benefits of working with Transnep

1. Tailored Cover

We customise business insurance to fit your industry, size and budget.

2. Claims Assistance

We are dedicated to the efficient handling and management of our clients’ claims.

3. Expert Advice

Our team helps you choose the right policy with confidence.

4. Time and Cost Savings

We do the research, saving you time and potentially lowering your premiums.

5. Peace of Mind

We select insurance companies with sound financial stability to insure our clients’ risks.

6. Customer Service

Our friendly team is always ready to answer your questions and support you whenever you need help.

Types of Personal Accident Cover we Offer:

  • ndividual personal accident cover: Protects one person against accidental injury, disability or death, with benefits for medical expenses and lost income.
  • Family personal accident cover: Covers you, your spouse and your children under one affordable policy.
  • Group personal accident cover: Covers employees under a single policy, often taken by employers alongside WIBA for 24-hour protection on and off the job.
  • Student personal accident cover: Covers students against accidents at school, during sports or on trips, and is often arranged by schools and colleges.
  • Travel personal accident cover: Provides accident protection while travelling, either as a standalone policy or as part of travel insurance.

Fast & Easy Process

Our fast and easy process ensures quick policy setup

24/7 Supports

Get round-the-clock support for all your insurance needs

Personal accident insurance protects you and your family against the financial impact of accidental injury, disability or death, covering medical bills and lost income while you recover.

FAQS

Frequently asked questions

An insurance broker is a licensed professional who helps individuals and businesses compare and buy the right insurance policies. Unlike an agent tied to one insurer, a broker works independently with multiple insurance companies. That independence lets them compare premiums and cover to find you the best value, then negotiate on your behalf and support your claims.

An insurance broker makes buying and managing insurance simpler and more affordable. Here’s how Transnep helps:

  • Finding the right policy: we compare insurers to find cover that fits your needs and budget.
  • Getting the best price: we negotiate premiums and benefits on your behalf.
  • Claims support: we guide you through claims and advocate for the compensation you’re entitled to.

Choose a broker you can trust. Look for:

  • Experience and reputation: a proven track record and satisfied clients.
  • Proper licensing: registered with the Insurance Regulatory Authority (IRA).
  • Professional membership: belongs to the Association of Insurance Brokers of Kenya (AIBK), which upholds high ethical standards.