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All Risk Insurance

More Information

Reach out for expert insurance support and personalized solutions.

All risks insurance protects your valuable portable items against loss or damage from almost any accidental cause, whether at your home, your business premises or on the move. It covers theft, fire, riots and strikes, breakage and accidental damage to items like laptops, phones, cameras, projectors, POS machines and jewellery, so an unexpected loss doesn’t leave you out of pocket. At Transnep Insurance Brokers, we compare leading insurers to find all risks cover tailored to the items you own, their value and your budget.

Protect the valuables you rely on every day, wherever they go. Transnep finds all risks insurance covering theft, breakage and accidental damage, so you can replace or repair your items with peace of mind.

Benefits of working with Transnep

1. Tailored Cover

We customise business insurance to fit your industry, size and budget.

2. Claims Assistance

We are dedicated to the efficient handling and management of our clients’ claims.

3. Expert Advice

Our team helps you choose the right policy with confidence.

4. Time and Cost Savings

We do the research, saving you time and potentially lowering your premiums.

5. Peace of Mind

We select insurance companies with sound financial stability to insure our clients’ risks.

6. Customer Service

Our friendly team is always ready to answer your questions and support you whenever you need help.

Types of All Risk Cover we Offer:

  • Personal all risks: Covers your own portable valuables, such as phones, laptops, cameras, watches and jewellery, against loss or damage at home or while you’re out.
  • Business all risks: Covers portable business equipment like laptops, projectors, POS machines and tools, whether at your premises or used off-site.
  • Specified items cover: Insures individually listed high-value items, each with its own declared value, such as a specific laptop or piece of jewellery.
  • Unspecified items cover: Provides a single sum insured for everyday personal belongings without listing each item, usually with a limit per item.
  • Electronic equipment insurance: Covers computers, servers, medical equipment and other electronics against accidental damage and breakdown, often with cover for data restoration.

Fast & Easy Process

Our fast and easy process ensures quick policy setup

24/7 Supports

Get round-the-clock support for all your insurance needs

All risks insurance protects your valuable portable items against the financial impact of loss, theft or accidental damage, whether at home, at work or on the move.

FAQS

Frequently asked questions

An insurance broker is a licensed professional who helps individuals and businesses compare and buy the right insurance policies. Unlike an agent tied to one insurer, a broker works independently with multiple insurance companies. That independence lets them compare premiums and cover to find you the best value, then negotiate on your behalf and support your claims.

An insurance broker makes buying and managing insurance simpler and more affordable. Here’s how Transnep helps:

  • Finding the right policy: we compare insurers to find cover that fits your needs and budget.
  • Getting the best price: we negotiate premiums and benefits on your behalf.
  • Claims support: we guide you through claims and advocate for the compensation you’re entitled to.

Choose a broker you can trust. Look for:

  • Experience and reputation: a proven track record and satisfied clients.
  • Proper licensing: registered with the Insurance Regulatory Authority (IRA).
  • Professional membership: belongs to the Association of Insurance Brokers of Kenya (AIBK), which upholds high ethical standards.